VISA Card Services

You can’t go wrong with VISA cards from Diversified Credit Union. It’s convenient with many benefits and best of all, we won’t surprise you with high interest rates or service fees.

VISA Credit Cards

You can’t go wrong with Diversified’s VISA credit card. Benefits include: VISA logo

  • No Annual Fee
  • Variable-rate low APR Rate (click here for current rate)
  • Generous credit line
  • 25-day grace period on purchases (cash advances accrue from the date of the advance)
  • $200,000 in travel insurance when you purchase common carrier travel tickets on your Diversified VISA card
  • Rewards points can be redeemed for cash back, airline tickets, cruises, hotels and merchandise. To view your points, just log on to*.
  • Free OnlineVISA Access to monitor your card transactions and make payments, etc.

Apply for a VISA Card

Consolidate your Credit Card Debt

*Terms and conditions applicable to the CURewards program will be mailed to all DCU cardholders. Contact the credit union for complete details.

Traveling Out of the Country?
Notify Diversified Credit Union when you travel outside of the United States at least one week in advance of your departure date. We will need the following information:

  • Where you will be traveling
  • How long you plan to be out of the country, and your return date

This information will be noted on your account and will alert us to transactions that will occur outside your typical spending patterns. Call your local branch to note this information on BOTH your debit and credit cards.

VISA Credit Cards from Diversified CU

If your VISA Credit Card is lost or stolen, call 1-800-449-7728 anytime day or night. For more questions, call 800-333-7757 toll-free or send us an email.

Chip Safety

Safe & Secure Transactions in a Small Chip
ChipSampleDiversified Credit Union has added the security of chip technology to our Visa Debit and Credit Cards. Chip card technology, also known as EMV, helps reduce the risk of fraud during card-present transactions. Chip cards generate a unique code with every transaction that will be useless for future transactions. In addition, the embedded microchip makes duplicating cards for counterfeit purposes nearly impossible.

Enjoy an advanced way to pay:

  • Use your card at any merchant that accepts Visa debit or credit cards
  • Your card can be used at chip and non-chip terminals
  • No added costs or fees

How to Use Your Chip Card

How to Use Your Chip Card

Chip Card FAQs
  • What is a Smart Chip or Chip Card? Your chip card comes with an encrypted microchip embedded in the card.  The chip contains your card number, name, and other account information. There is no other personal information stored on the chip.
  • How is the Chip Card more secure? The embedded microchip provides unique data specific to your card and the transaction being processed.
  • Why is my card being upgraded to a Chip Card? Chip technology is already used in other countries and is now coming to the U.S.
  • Can I use my Chip Card for everyday transactions or at Non-Chip terminals? YES! Your chip card will also have the usual magnetic stripe on the back so you can continue using your card at ATMs and Point of Sale Terminals while merchants in the U.S. are transitioning to new terminals.
EMV Chip Security


If you have any questions about your new chip card, call us at 1-800-333-7757. For more questions, call 800-333-7757 toll-free or send us an email.

DCU Visa Chip Card

Diversified Credit UnionFind DCU on Facebook

Phone: 800-333-7757 toll-free   |   Linden CenterPoint Office   |   Waseca Branch