Get Checking with DCU!
With no monthly fees and fewer hidden penalties, you’ll get more from your money when you manage it at Diversified Credit Union.
Checking at a credit union gives you all the same services you’ll find at a big bank, without all the hidden expenses. And Diversified Credit Union has FOUR checking account options – choose the plan that best suits your lifestyle, and save!
- Our basic checking plan has no monthly fees and pays dividends monthly on balances over $500. Of course, online & mobile banking services are free.
- Same as Rewards Checking, but you’ll earn higher dividends in return for using e-Statements.
- This Checking account is for people who spend a lot of time at the ATM. A $200 minimum balance is required but there are no limits on cash machine withdrawals.
- This checking account pays no dividends, but it also has no monthly limits on ATM usage or check writing.
Don’t forget the Perks of DCU Checking!
All checking accounts from Diversified Credit Union are packed with extra benefits for you, including the following:
If you apply and qualify for DCU’s Overdraft Privilege service then your transactions will go through even if your account balance goes negative. (You will still be charged an NSF fee, though.) You can also apply for DCU’s Overdraft Protection service, which automatically transfers funds from your savings account or Line of Credit Loan into your account when you do not have the money to cover all processed checks.
Automated Clearing House (ACH) Payments allow you to automatically pay recurring monthly expenses like your mortgage, utility bills and insurance premiums. There is no charge for this time-saving service. Simply contact the ACH or payment department of the company you want to pay.
Virtual Branch includes features that our members need in today’s digital environment; online banking, electronic bill payment, mobile check deposit, account-to-account transfers, electronic statements, alerts, check reorders, find an ATM and more.
Virtual Branch is open 24 hours a day, 7 days a week, 365 days a year. And best of all, there are NO CHARGES for these services! It’s like having your own personal branch at your fingertips!