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Vehicle Loans

At DCU, we’ll help you with vehicle financing that fits your budget. Plus, we will work with your dealer or private-party seller to assure a smooth transfer of title. We recommend you get pre-approved for financing prior to approaching a dealer. That way, you can focus on the price of the vehicle rather than the monthly payment. Pre-approvals are good for 60 days. Contact us to discuss your specific needs.

Find a Better Rate and We’ll Match It – Refinance Your Vehicle With Diversified CU

A lot of financial institutions claim to offer the best rates on loans, but how many of them guarantee it? Diversified Credit Union will match or beat any auto, truck, motorcycle, or recreational vehicle loan rate offered to a member by a competitor.* It’s simple – if a member qualifies for a better auto, truck, motorcycle, or recreational vehicle loan rate for a similar loan product, just show us the best rate and term you’ve been offered and we’ll match it or beat it. Give us the opportunity to earn your business and see if we can lower your monthly payment. If you decide to refinance the loan with us, we’ll make the process quick and easy. We’ll even take care of paying off the loan and transferring the title.

*Rate guarantee applies to verifiable new or used auto, truck, motor cycle, or recreational vehicle loan rates only.  This offer is not applicable to all subsidized rate programs including but not limited to Auto Dealer Rates and Special Internet Advertised Rates.  This offer is also not applicable to any “special rate” program of manufacturers’ finance companies or any other rate offer that bundles the sale of the vehicle and financing together. The competitor’s rate offer must be for the similar loan product and term of the DCU offer.  DCU must be able to verify the competitor’s rate for which the member states will qualify for the rate and or term match.  Existing DCU loans do not qualify.  All loans are subject to credit approval. Rates, terms, and conditions are subject to change without notice. Rate offered is based on credit criteria.


Vehicle Loans

Shop smart for a pre-owned car with the peace of mind that comes from shopping with CARFAX vehicle history reports. Diversified Credit Union is now an authorized source for these reports. You heard that right! Just contact us and we’ll pull the reports. That means you can check out where a car has been previously registered, when its ownership status changed, its title numbers, its history of oil changes, and its recorded mileage at different times. You can also look for possible red flags such as odometer rollbacks, salvage titles, open recalls, or reports of damage. Find out the retail, trade-in and private party prices on the pre-owned car you’re interested in before you negotiate your deal.

MBP Warranty

Did you know that one in three vehicles on the road experiences a mechanical failure each year? New car owners have peace of mind while their vehicle is under factory warranty, but what happens after the warranty expires? The answer is Mechanical Breakdown Protection (MBP) from Route 66. If your vehicle has more than 36,000 miles, MBP is something you may want to consider.

Mechanical Breakdown Protection, sometimes referred to as “extended warranty”, provides protection against high out-of-pocket costs, such as transmission repair, after the manufacturer’s warranty has expired. In addition, there is no deductible and limited restrictions on your choice of mechanic. Claims are paid direct from Route 66 to the repair shop with very little paperwork. Plus, our MBP coverage provides 24/7 roadside assistance and towing.

How much does coverage like this cost? Less than you might think, and you can finance it into your loan. Before you go to a dealer, click on the link below for a no-obligation quote for your vehicle. Then call us and you’ll be glad you did.

GAP Coverage

Vehicle Loans

No one wants to think about the possibility of their car being stolen or totaled in an accident. In the event of a total loss, most insurance companies will pay the “actual cash value” of the vehicle, which can be thousands of dollars less than the amount owed on a loan, particularly if the car was financed over a long period of time with no money down, or if the car has accumulated a lot of miles.

Guaranteed Asset Protection, also referred to as GAP, covers the difference between the insurance company’s payment and the remaining balance due on a loan, which includes your deductible up to $1,000. On top of that, GAP coverage from DCU will provide $1,000 toward your next vehicle.*

Our GAP coverage is priced below comparable coverage offered by dealers, plus the cost can be financed into your loan. So before you talk to a dealer, click on the link below for a no-obligation quote. Then call us and you’ll be glad you did!

*Must finance replacement vehicle with DCU within 90 days of total loss.

Integrity Autosource

Vehicle Loans

Let Blake from Integrity Autosource help you locate your next vehicle. This service is highly personalized and free to DCU members. Just sit back, and let Blake do the work. Blake will locate your vehicle, take your trade, and even deliver your new vehicle to your home or office. It’s fast and easy. Call Blake today at 612-799-8944 to discuss your needs or visit

Diversified Credit Union
15M Finance

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Diversified’s Routing number is 291074748