Privacy Notice

FACTS

WHAT DOES DIVERSIFIED CREDIT UNION (DCU) DO WITH YOUR PERSONAL INFORMATION?
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit score

When you are no longer our member, we continue to share your information as described in this notice.

How?All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons DCU chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes DCU share?Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo
For our marketing purposes – to offer our products and services to youNoWe don’t share
For joint marketing with other financial companiesNoWe don’t share
For our affiliates’ everyday business purposes – information about your transactions and experiencesN/AN/A
For our affiliates’ everyday business purposes – information about your creditworthinessN/AN/A
For affiliates to market to youN/AN/A
For nonaffiliates to market to youN/AN/A
Questions?Call 612.321.5300
What We Do
How does DCU protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does DCU collect my personal information?We collect your personal information, for example, when you:

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit card or debit card

We also collect your personal information from others, such as credit bureaus or other companies.

Why can’t I limit all my sharing?Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint MarketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Website Privacy Policy

Diversified Credit Union uses Google Analytics to track visitor statistics on diversifiedcu.org. Google Analytics records:

  • What website you came from to get here
  • How long you stay
  • What kind of computer you’re using
  • And quite a bit more

Occasionally, we review these statistics to learn more about the number of visitors this site receives and browsers being used. No personally identifying data is included in this type of reporting. All activity falls within the bounds of the Google Analytics Terms of Service.

Want to opt out of tracking?
You can opt out of Google’s advertising tracking cookie or use a browser plugin to opt out of all Google Analytics tracking software.

Disclaimer

This Website is provided by Diversified Credit Union to furnish our members with information about credit union programs and services. All information presented is believed to be accurate, however, accuracy cannot be guaranteed. This Website is not intended to render accounting, tax, legal, or other professional advice or services.

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Phone: 800-333-7757 toll-free   |   Linden CenterPoint Office   |   Waseca Branch