It’s a Piece of Cake to Open a Checking Account

Welcome to checking with Diversified Credit Union! As a not-for-profit financial institution, we share our profits with our member/owners in the form of fewer fees and lower loan rates. Switch your checking over to us using the three simple steps below. It’s fast and convenient, and you can start enjoying the benefits immediately. Our commitment to you is that you’ll always receive prompt, personal service provided by people who know you best.

Step Two: Close Your Old Checking Account

Once you’ve set up your new checking account at Diversified Credit Union, it’s time to start the transition away from your former financial institution.

  • Be sure to leave sufficient funds in your old account to cover any outstanding checks or automatic payments for at least 10 business days.
  • Destroy any unused checks, deposit slips, and ATM or debit cards from your old account.
  • Confirm that all outstanding checks have cleared on your old account. Verify that your direct deposits have been redirected to your new account.
  • Check with any payees who have not redirected your automatic payments.
  • Your old bank will be notified that you are closing your account as part of Step 3 when you enter the information for your former financial institution.
Step Three: Move automated transactions

To make the changeover process easy and efficient, we suggest that you have your most recent bank statements and billing invoices of vendors you have authorized to charge your account available to review the automated transactions you need to move. If you use another Bill Pay service, you’ll need to re-create these on our online banking site.

For a smooth switch, please keep in mind:

  • Automated debits (ACH) or charges to your debit and/or credit cards for rent/mortgage, insurance, utilities, phone, cable and other transactions you have authorized need to be transferred to your new account.
  • Direct deposits from your employer payroll, taxes, retirement and pension plan accounts, expense reimbursements or other sources of income such as Social Security need to be transferred to your new account.

You can request changes from the Social Security Administration at 800-772-1213 or go to If you have Direct Deposits through the military, visit myPay.

If you have problems or questions about switching to DCU checking, call our Member Service Department at 1-800-333-7757 toll-free or send us an email.


We are excited to have you as a member of our credit union. Remember, once a member, always a member!  Your credit union is a not-for-profit cooperative. We return “profits” to our members in the form of higher dividends paid on savings, lower interest rates charged for loans, and expanded services.

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Phone: 800-333-7757 toll-free   |   Linden CenterPoint Office   |   Waseca Branch