Online Calculators
Click on the links below to use our free calculators and accrual grids.
Loan Calculator
The calculator below is for general use only. Its accuracy and applicability to your circumstances are not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.
Use of this calculator does not guarantee credit. We encourage you to call us at Diversified Credit Union directly for more details.
LENDING HELP CENTER
If you need to talk to a loan specialist, call 800-333-7757 toll-free or send us an email.
How Much Can You Afford to Borrow?
The tables below can help give you a rough estimate of how much money you can borrow. These are for general use only and do not guarantee credit. Their accuracy and applicability to your circumstances are not guaranteed. We encourage you to call us at Diversified Credit Union before making any product purchases or loan commitments.
Two-Year Loan Amounts
Monthly |
| ||||
| 3.00% | 4.00% | 5.00% | 6.00% | 7.00% | |
| $100 | $2,327 | $2,303 | $2,279 | $2,256 | $2,234 |
| $200 | $4,653 | $4,606 | $4,559 | $4,513 | $4,467 |
| $300 | $6,980 | $6,908 | $6,838 | $6,769 | $6,701 |
| $400 | $9,306 | $9,211 | $9,118 | $9,025 | $8,934 |
| $500 | $11,633 | $11,514 | $11,397 | $11,281 | $11,168 |
| $600 | $13,960 | $13,817 | $13,676 | $13,538 | $13,401 |
| $700 | $16,286 | $16,120 | $15,956 | $15,794 | $15,635 |
| $800 | $18,613 | $18,423 | $18,235 | $18,050 | $17,868 |
| $900 | $20,939 | $20,475 | $20,515 | $20,307 | $20,102 |
| $1000 | $23,266 | $22,028 | $22,794 | $22,563 | $22,335 |
Three-Year Loan Amounts
Monthly |
| ||||
| 3.00% | 4.00% | 5.00% | 6.00% | 7.00% | |
| $100 | $3,439 | $3,387 | $3,337 | $3,287 | $3,239 |
| $200 | $6,877 | $6,774 | $6,673 | $6,574 | $6,477 |
| $300 | $10,316 | $10,161 | $10,010 | $9,861 | $9,716 |
| $400 | $13,755 | $13,548 | $13,346 | $13,148 | $12,955 |
| $500 | $17,193 | $16,935 | $16,683 | $16,436 | $16,193 |
| $600 | $20,632 | $20,322 | $20,019 | $19,723 | $19,432 |
| $700 | $24,071 | $23,710 | $23,356 | $23,010 | $22,671 |
| $800 | $27,509 | $27,097 | $26,693 | $26,297 | $25,909 |
| $900 | $30,948 | $30,484 | $30,029 | $29,584 | $29,148 |
| $1000 | $34,386 | $33,871 | $33,366 | $32,871 | $32,386 |
Four-Year Loan Amounts
Monthly |
| ||||
| 3.00% | 4.00% | 5.00% | 6.00% | 7.00% | |
| $100 | $4,518 | $4,423 | $4,342 | $4,258 | $4,176 |
| $200 | $9,036 | $8,858 | $8,685 | $8,516 | $8,352 |
| $300 | $13,554 | $13,287 | $13,027 | $12,774 | $12,528 |
| $400 | $18,071 | $17,716 | $17,369 | $17,032 | $16,704 |
| $500 | $22,589 | $22,144 | $21,711 | $21,290 | $20,880 |
| $600 | $27,107 | $26,573 | $26,054 | $25,548 | $25,056 |
| $700 | $31,625 | $31,002 | $30,396 | $29,806 | $29,232 |
| $800 | $36,143 | $35,431 | $34,738 | $34,064 | $33,408 |
| $900 | $40,661 | $39,860 | $39,081 | $38,322 | $37,584 |
| $1000 | $45,179 | $44,289 | $43,423 | $42,580 | $41,760 |
Five-Year Loan Amounts
Monthly | Annual Percentage Rate (APR) | ||||
| 3.00% | 4.00% | 5.00% | 6.00% | 7.00% | |
| $100 | $5,565 | $5,430 | $5,299 | $5,173 | $5,050 |
| $200 | $11,130 | $10,860 | $10,598 | $10,345 | $10,100 |
| $300 | $16,696 | $16,290 | $15,897 | $15,518 | $15,151 |
| $400 | $22,261 | $21,720 | $21,196 | $20,690 | $20,201 |
| $500 | $27,826 | $27,150 | $26,495 | $25,863 | $25,251 |
| $600 | $33,391 | $32,579 | $31,794 | $31,035 | $30,301 |
| $700 | $38,957 | $38,009 | $37,093 | $36,208 | $35,351 |
| $800 | $44,522 | $43,439 | $42,393 | $41,380 | $40,402 |
| $900 | $50,087 | $48,869 | $47,692 | $46,553 | $45,452 |
| $1000 | $55,652 | $54,229 | $52,991 | $51,726 | $50,502 |
Savings Calculators
The calculators below are for general use only. Their accuracy and applicability to your circumstances are not guaranteed. Results should be discussed with a qualified professional before any product purchases or commitments are made. We encourage you to call us at Diversified Credit Union directly for more details.
Retirement Savings Grid
The tables below give a rough estimate of how much money you will have at retirement, depending on your monthly savings and annual percentage yield. Their accuracy and applicability to your circumstances are not guaranteed. We encourage you to call us at Diversified Credit Union before making any product purchases or financial commitments.
QUESTIONS?
Call 1-800-333-7757 toll-free or send us an email.
Over 40 Years
Monthly |
| |||||
| 1.00% | 2.00% | 3.00% | 4.00% | 5.00% | 6.00% | |
| $5 | $2,100 | $3,678 | $4,642 | $5,930 | $7,662 | $10,007 |
| $10 | $5,904 | $7,357 | $9,284 | $11,859 | $15,324 | $20,014 |
| $15 | $8,856 | $11,035 | $13,926 | $17,789 | $22,986 | $30,022 |
| $20 | $11,808 | $14,713 | $18,567 | $23,718 | $30,648 | $40,029 |
| $25 | $14,760 | $18,391 | $23,209 | $29,648 | $38,309 | $50,036 |
| $30 | $17,711 | $22,070 | $27,851 | $35,577 | $45,971 | $60,043 |
| $35 | $20,663 | $25,748 | $32,493 | $41,507 | $53,633 | $70,051 |
| $40 | $23,615 | $29,426 | $37,135 | $47,436 | $61,295 | $80,058 |
| $45 | $26,567 | $33,105 | $41,777 | $53,366 | $68,957 | $90,065 |
| $50 | $29,519 | $36,783 | $46,419 | $59,295 | $76,619 | $100,072 |
| $75 | $44,279 | $55,174 | $69,628 | $88,943 | $114,928 | $150,109 |
| $100 | $59,038 | $73,566 | $92,837 | $118,590 | $153,238 | $200,145 |
| $250 | $147,596 | $183,915 | $232,094 | $296,475 | $383,095 | $500,362 |
| $500 | $295,192 | $367,830 | $464,187 | $592,951 | $766,189 | $1,000,724 |
| $1000 | $590,383 | $735,660 | $928,375 | $1,185,901 | $1,532,379 | $2,001,448 |
Over 30 Years
Monthly |
| |||||
| 1.00% | 2.00% | 3.00% | 4.00% | 5.00% | 6.00% | |
| $5 | $2,100 | $2,468 | $2,921 | $3,482 | $4,179 | $5,048 |
| $10 | $4,200 | $4,935 | $5,842 | $6,964 | $8,357 | $10,095 |
| $15 | $6,300 | $7,403 | $8,763 | $10,445 | $12,536 | $15,143 |
| $20 | $8,400 | $9,871 | $11,684 | $13,927 | $16,715 | $20,191 |
| $25 | $10,499 | $12,339 | $14,605 | $17,409 | $20,893 | $25,238 |
| $30 | $12,599 | $14,806 | $17,526 | $20,891 | $25,072 | $30,286 |
| $35 | $14,699 | $17,274 | $20,447 | $24,373 | $29,250 | $35,334 |
| $40 | $16,799 | $19,742 | $23,368 | $27,855 | $33,429 | $40,382 |
| $45 | $18,899 | $22,210 | $26,289 | $31,336 | $37,608 | $45,429 |
| $50 | $20,999 | $24,677 | $29,210 | $34,818 | $41,786 | $50,477 |
| $75 | $31,498 | $37,016 | $43,815 | $52,227 | $62,679 | $75,715 |
| $100 | $41,998 | $49,355 | $58,419 | $69,636 | $83,573 | $100,954 |
| $250 | $104,994 | $123,387 | $146,048 | $174,091 | $208,932 | $252,384 |
| $500 | $209,989 | $246,773 | $292,097 | $348,181 | $417,863 | $504,769 |
| $1000 | $419,978 | $493,547 | $584,194 | $696,363 | $835,726 | $1,009,538 |
Over 20 Years
Monthly |
| |||||
| 1.00% | 2.00% | 3.00% | 4.00% | 5.00% | ||
| $5 | $1,329 | $1,476 | $1,646 | $1,840 | $2,064 | |
| $10 | $2,658 | $2,953 | $3,291 | $3,680 | $4,127 | |
| $15 | $3,987 | $4,429 | $4,937 | $5,520 | $6,191 | |
| $20 | $5,316 | $5,906 | $6,582 | $7,360 | $8,255 | |
| $25 | $6,645 | $7,382 | $8,228 | $9,200 | $10,319 | |
| $30 | $7,973 | $8,859 | $9,874 | $11,040 | $12,382 | |
| $35 | $9,302 | $10,335 | $11,519 | $12,880 | $14,446 | |
| $40 | $10,631 | $11,812 | $13,165 | $14,720 | $16,510 | |
| $45 | $11,960 | $13,288 | $14,811 | $16,560 | $18,574 | |
| $50 | $13,289 | $14,764 | $16,456 | $18,400 | $20,637 | |
| $75 | $19,934 | $22,147 | $24,684 | $27,600 | $30,956 | |
| $100 | $26,578 | $29,529 | $32,912 | $36,800 | $41,275 | |
| $250 | $66,446 | $73,822 | $82,281 | $91,999 | $103,187 | |
| $500 | $132,891 | $147,644 | $164,561 | $183,999 | $206,373 | |
| $1000 | $265,783 | $295,288 | $329,123 | $367,997 | $412,746 | |
Over 10 Years
Monthly |
| |||||
| 1.00% | 2.00% | 3.00% | 4.00% | 5.00% | 6.00% | |
| $5 | $631 | $665 | $700 | $739 | $780 | $823 |
| $10 | $1,263 | $1,329 | $1,401 | $1,477 | $1,559 | $1,647 |
| $15 | $1,894 | $1,994 | $2,101 | $2,216 | $2,339 | $2,470 |
| $20 | $2,525 | $2,659 | $2,802 | $2,955 | $3,119 | $3,294 |
| $25 | $3,156 | $3,324 | $3,502 | $3,694 | $3,898 | $4,117 |
| $30 | $3,788 | $3,988 | $4,203 | $4,432 | $4,678 | $4,941 |
| $35 | $4,419 | $4,653 | $4,903 | $5,171 | $5,458 | $5,764 |
| $40 | $5,050 | $5,318 | $5,604 | $5,910 | $6,237 | $6,588 |
| $45 | $5,681 | $5,982 | $6,304 | $6,648 | $7,017 | $7,411 |
| $50 | $6,313 | $6,647 | $7,005 | $7,387 | $7,796 | $8,235 |
| $75 | $9,496 | $9,971 | $10,507 | $11,081 | $11,695 | $12,352 |
| $100 | $12,625 | $13,294 | $14,009 | $14,774 | $15,593 | $16,470 |
| $250 | $31,564 | $33,235 | $35,023 | $36,935 | $38,982 | $41,175 |
| $500 | $63,127 | $66,470 | $70,045 | $73,870 | $77,965 | $82,349 |
| $1000 | $126,255 | $132,941 | $140,091 | $147,741 | $155,929 | $164,699 |
Diversified Credit Union
Phone: 800-333-7757 toll-free | Linden CenterPoint Office | Waseca Branch