Online Calculators

Click on the links below to use our free calculators and accrual grids.

Loan Calculator

Complete 3 of the 4 fields in the table below and then hit Compute to determine what your loan payment will be or how much money you can afford to borrow. Do not use commas.

Select Frequency of Payments:

# of Payments
Annual Percentage Rate %
Regular payment$
Principal$

These payments are estimates only. Please contact your Credit Union for complete details.

Loan Calculators

LENDING HELP CENTER

If you need to talk to a loan specialist, call 800-333-7757 toll-free or send us an email.

How Much Can You Afford to Borrow?

The tables below can help give you a rough estimate of how much money you can borrow. These are for general use only and do not guarantee credit. Their accuracy and applicability to your circumstances are not guaranteed. We encourage you to call us at Diversified Credit Union before making any product purchases or loan commitments.

Two-Year Loan Amounts

Monthly
Payments


Annual Percentage Rate (APR)

3.00%4.00%5.00%6.00%7.00%
$100$2,327 $2,303$2,279$2,256$2,234
$200$4,653$4,606$4,559$4,513$4,467
$300$6,980$6,908$6,838$6,769$6,701
$400$9,306$9,211$9,118$9,025$8,934
$500$11,633$11,514$11,397$11,281$11,168
$600$13,960$13,817$13,676$13,538$13,401
$700$16,286$16,120$15,956$15,794$15,635
$800$18,613$18,423$18,235$18,050$17,868
$900$20,939$20,475$20,515$20,307$20,102
$1000$23,266$22,028$22,794$22,563$22,335
Three-Year Loan Amounts

Monthly
Payments


Annual Percentage Rate (APR)

3.00%4.00%5.00%6.00%7.00%
$100$3,439$3,387$3,337$3,287$3,239
$200$6,877$6,774$6,673$6,574$6,477
$300$10,316$10,161$10,010$9,861$9,716
$400$13,755$13,548$13,346$13,148$12,955
$500$17,193$16,935$16,683$16,436$16,193
$600$20,632$20,322$20,019$19,723$19,432
$700$24,071$23,710$23,356$23,010$22,671
$800$27,509$27,097$26,693$26,297$25,909
$900$30,948$30,484$30,029$29,584$29,148
$1000$34,386$33,871$33,366$32,871$32,386
Four-Year Loan Amounts

Monthly
Payments


Annual Percentage Rate (APR)

3.00%4.00%5.00%6.00%7.00%
$100$4,518$4,423$4,342$4,258$4,176
$200$9,036$8,858$8,685$8,516$8,352
$300$13,554$13,287$13,027$12,774$12,528
$400$18,071$17,716$17,369$17,032$16,704
$500$22,589$22,144$21,711$21,290$20,880
$600$27,107$26,573$26,054$25,548$25,056
$700$31,625$31,002$30,396$29,806$29,232
$800$36,143$35,431$34,738$34,064$33,408
$900$40,661$39,860$39,081$38,322$37,584
$1000$45,179$44,289$43,423$42,580$41,760
Five-Year Loan Amounts

Monthly
Payments

Annual Percentage Rate (APR)

3.00%4.00%5.00%6.00%7.00%
$100$5,565$5,430$5,299$5,173$5,050
$200$11,130$10,860$10,598$10,345$10,100
$300$16,696$16,290$15,897$15,518$15,151
$400$22,261$21,720$21,196$20,690$20,201
$500$27,826$27,150$26,495$25,863$25,251
$600$33,391$32,579$31,794$31,035$30,301
$700$38,957$38,009$37,093$36,208$35,351
$800$44,522$43,439$42,393$41,380$40,402
$900$50,087$48,869$47,692$46,553$45,452
$1000$55,652$54,229$52,991$51,726$50,502

Savings Calculator

Complete 3 of the 4 fields below to find out how much your savings will be worth in the future, or how much you need to save to meet your end goal. This calculator uses a 365-day year and assumes that the dividends are compounded quarterly.

Dividend Rate %
Term Months
Principal$
Ending Value$
Savings Calculators

QUESTIONS?

Call 1-800-333-7757 toll-free or send us an email.

Retirement Savings Grid

The tables below give a rough estimate of how much money you will have at retirement, depending on your monthly savings and annual percentage yield. Their accuracy and applicability to your circumstances are not guaranteed. We encourage you to call us at Diversified Credit Union before making any product purchases or financial commitments.

Over 40 Years

Monthly
Deposits


Annual Percentage Yield (APY)

1.00%2.00%3.00%4.00%5.00%6.00%
$5$2,100$3,678$4,642$5,930$7,662$10,007
$10$5,904$7,357$9,284$11,859$15,324$20,014
$15$8,856$11,035$13,926$17,789$22,986$30,022
$20$11,808$14,713$18,567$23,718$30,648$40,029
$25$14,760$18,391$23,209$29,648$38,309$50,036
$30$17,711$22,070$27,851$35,577$45,971$60,043
$35$20,663$25,748$32,493$41,507$53,633$70,051
$40$23,615$29,426$37,135$47,436$61,295$80,058
$45$26,567$33,105$41,777$53,366$68,957$90,065
$50$29,519$36,783$46,419$59,295$76,619$100,072
$75$44,279$55,174$69,628$88,943$114,928$150,109
$100$59,038$73,566$92,837$118,590$153,238$200,145
$250$147,596$183,915$232,094$296,475$383,095$500,362
$500$295,192$367,830$464,187$592,951$766,189$1,000,724
$1000$590,383$735,660$928,375$1,185,901$1,532,379$2,001,448
Over 30 Years

Monthly
Deposits


Annual Percentage Yield (APY)

1.00%2.00%3.00%4.00%5.00%6.00%
$5$2,100$2,468$2,921$3,482$4,179$5,048
$10$4,200$4,935$5,842$6,964$8,357$10,095
$15$6,300$7,403$8,763$10,445$12,536$15,143
$20$8,400$9,871$11,684$13,927$16,715$20,191
$25$10,499$12,339$14,605$17,409$20,893$25,238
$30$12,599$14,806$17,526$20,891$25,072$30,286
$35$14,699$17,274$20,447$24,373$29,250$35,334
$40$16,799$19,742$23,368$27,855$33,429$40,382
$45$18,899$22,210$26,289$31,336$37,608$45,429
$50$20,999$24,677$29,210$34,818$41,786$50,477
$75$31,498$37,016$43,815$52,227$62,679$75,715
$100$41,998$49,355$58,419$69,636$83,573$100,954
$250$104,994$123,387$146,048$174,091$208,932$252,384
$500$209,989$246,773$292,097$348,181$417,863$504,769
$1000$419,978$493,547$584,194$696,363$835,726$1,009,538
Over 20 Years

Monthly
Deposits


Annual Percentage Yield (APY)

1.00%2.00%3.00%4.00%5.00%
$5$1,329$1,476$1,646$1,840$2,064
$10$2,658$2,953$3,291$3,680$4,127
$15$3,987$4,429$4,937$5,520$6,191
$20$5,316$5,906$6,582$7,360$8,255
$25$6,645$7,382$8,228$9,200$10,319
$30$7,973$8,859$9,874$11,040$12,382
$35$9,302$10,335$11,519$12,880$14,446
$40$10,631$11,812$13,165$14,720$16,510
$45$11,960$13,288$14,811$16,560$18,574
$50$13,289$14,764$16,456$18,400$20,637
$75$19,934$22,147$24,684$27,600$30,956
$100$26,578$29,529$32,912$36,800$41,275
$250$66,446$73,822$82,281$91,999$103,187
$500$132,891$147,644$164,561$183,999$206,373
$1000$265,783$295,288$329,123$367,997$412,746
Over 10 Years

Monthly
Deposits


Annual Percentage Yield (APY)

1.00%2.00%3.00%4.00%5.00%6.00%
$5$631$665$700$739$780$823
$10$1,263$1,329$1,401$1,477$1,559$1,647
$15$1,894$1,994$2,101$2,216$2,339$2,470
$20$2,525$2,659$2,802$2,955$3,119$3,294
$25$3,156$3,324$3,502$3,694$3,898$4,117
$30$3,788$3,988$4,203$4,432$4,678$4,941
$35$4,419$4,653$4,903$5,171$5,458$5,764
$40$5,050$5,318$5,604$5,910$6,237$6,588
$45$5,681$5,982$6,304$6,648$7,017$7,411
$50$6,313$6,647$7,005$7,387$7,796$8,235
$75$9,496$9,971$10,507$11,081$11,695$12,352
$100$12,625$13,294$14,009$14,774$15,593$16,470
$250$31,564$33,235$35,023$36,935$38,982$41,175
$500$63,127$66,470$70,045$73,870$77,965$82,349
$1000$126,255$132,941$140,091$147,741$155,929$164,699

Diversified Credit UnionFind DCU on Facebook

Phone: 800-333-7757 toll-free   |   Linden CenterPoint Office   |   Waseca Branch