Savings Rates and Terms
as of June 1, 2013
| Type |
Dividend Rate |
APY*
|
Shares
$10 minimum balance to open share account. |
0.10% |
0.10% |
| Misc. Shares |
0.10% |
0.10% |
Lifestyle Checking
Dividends will be paid monthly when a $500 daily balance is
maintained. Fees or other conditions may reduce account earnings |
0.10% |
0.10% |
Reward Checking
Dividends will be paid monthly when a $500 daily balance is
maintained. Fees or other conditions may reduce account earnings |
0.10% |
0.10% |
eReward Checking
Tiered dividends will be paid monthly when a $500 daily balance is
maintained. Fees or other conditions may reduce account earnings. |
$1 - $500 |
2.96% |
3.00% |
| $500 + |
0.10% |
0.10% |
| IRA Shares |
0.35% |
0.35% |
| IRA Certificates of Deposit
|
|
|
|
| 18 month |
$2,500- $19,999 |
0.55% |
0.55% |
|
18 month |
$20,000+ |
0.60% |
0.60% |
| Certificates of Deposit: |
|
|
|
| 6 month |
$1,000 - $19,999 |
0.25% |
0.25% |
|
6 month |
$20,000+ |
0.30% |
0.30% |
|
12 month |
$2,500 - $19,999 |
0.40% |
0.40% |
|
12 month |
$20,000+ |
0.45% |
0.45% |
|
18 month |
$2,500 - $19,999 |
0.55% |
0.55% |
|
18 month |
$20,000+ |
0.60% |
0.60% |
|
** CD Special ** 36-42
months |
$2,500+ |
1.00% |
1.00% |
|
60 month |
$2,500 - $19,999 |
1.24% |
1.25% |
|
60 month |
$20,000+ |
1.29% |
1.30% |
| APYs are based on the required minimum
deposits and all dividends paid quarterly to the certificate. APY
may vary if dividends are paid to another account. Loss of dividend
penalties apply to certificates redeemed prior to maturity. |
| Money Market Savings: |
$ 2,500 minimum |
0.15% |
0.15% |
Dividends paid monthly on balances of $2,500 or
more.
A $5 fee is assessed each month the balance is below
$2,500. |
$20,000 minimum |
0.20% |
0.20% |
| $50,000 minimum |
0.25% |
0.25% |
*APY is annual percentage yield. Quoted rates
are subject to change.
Loan
Rates and Terms as of June 1, 2013
|
Term** |
APR*
as low as |
Vehicles
2009-2013 - up to 72 months
2003-2008 - up to 60 months |
Up to 100% financing |
Up to 36 Months |
1.99% |
| Up to 48 Months |
2.24% |
| Up to 60 Months |
2.24% |
| Up to 72 months
|
3.24% |
Boats & RVs
2011-2013 - up to 120 months
2009-2010 - up to 84 months
2005-2008 - up to 60 months |
Up to 100% financing |
Up to 48 Months |
3.75% |
| Up to 60 Months |
4.00% |
| Up to 84 months |
5.00% |
| Up to 120 months |
6.00% |
ATVs/Snowmobiles
|
Up to 100% financing |
Up to 48 months |
6.00% |
Personal (Signature)
$500 - $10,000 |
Up to 60 months |
9.65% |
|
Share Secured |
Up to 60 months |
3.10% |
Line of Credit (Overdraft Protection)
($1,000 maximum) |
Up to 60 months |
13.00% |
|
Home Improvement |
Up to 60 months |
8.75% |
|
Mortgage Loans |
Click here for today's rates |
Home Equity Line of Credit
- Minimum $5,000
- Variable rate |
Payments Amortized over 180 months |
| Up to 80% LTV |
4.00% |
Home Equity (Interest-Only)
- Minimum $5,000
- Variable rate |
Payments are Interest Only
up to 60 months |
| Up to 80% LTV |
4.00% |
Home Equity Installment
- Minimum $5,000
- Fixed rate
- Rates illustrated based on LTV of 80% or less |
Up to 60 months |
4.00% |
| Up to 120 months |
5.00% |
| Up to 180 months |
6.00% |
VISA Credit Cards 
- No annual fee
- Revolving credit line
- Variable rate
- 25-day grace period
- Cash advances accrue interest from the date of the advance
- Accrue spending points for CURewards
- The Annual Percentage Rate is
based and adjusted annually on your cumulative credit history
- Apply for a VISA Card now! To
apply for a VISA credit card, you first must consent to receive electronic
disclosures. After agreeing, you will be taken to the VISA
application. Click
here to read the Consent to Receive Electronic Disclosures. |
as low as
8.90% |
* APR = Annual Percentage Rate. Loan rates are based upon your credit score. Rates disclosed are the lowest rates available.
Your actual rate may vary.
**Terms are based on amount borrowed and model year. Terms shown are best terms available. Other restrictions may apply.
|
