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Term Share Certificates of Deposit

Earn more when you buy certificates - the rate is guaranteed for the term of your choice. We offer 6, 12, 18 or 60 month terms. Dividends are paid quarterly.

Certificates earn a higher rate of return than regular shares! In return for leaving your funds in a certificate account for a specified period of time, you'll earn a higher interest rate. 

This is a great way to save toward a big purchase (a dream vacation to the Olympics or your first new car). Each time you've saved enough money to buy a certificate, do so at the longest term you can afford to buy. When the certificate comes due, the money is easily available to spend or to reinvest in a new certificate. 

One option with a 6-month term requires a $1,000 minimum deposit. Certificates are also available for 12, 18, and 60-month terms, with a $2,500 minimum deposit. Once you purchase your certificate it earns the rate in effect until maturity. 


DCU's CD Special... Blasting Away the Competition!

Take advantage of our great CD Special as a way to assure your long-term financial security. With our new CD Special we offer you the opportunity to choose a term between 36 to 42 months that suits your needs…at a very competitive rate of return to you…all for only a $2500 minimum deposit requirement. Act today and take advantage of this special means to grow your savings at a faster pace. It is easy, safe and the payout is superior.

Click here to see our current rates.

Be sure to check out our calculators and discover how much your savings will be worth in the future!

Member deposits are federally insured up to $250,000 by the National Credit Union Administration.


Linden CenterPoint Branch 612-321-5300   
Outside Metro: 800-333-7757   
LaSalle Plaza Branch 612-321-4964   
Waseca Branch 507-833-4320

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